Personal Accident

PRODUCT

Worldwide 24-hours protection against sudden, unforeseen & unexpected event.

Free Extension Coverage for Food Poisoning, Accidental Miscarriage, Insect / Animal Bites

Full Terrorism Coverage

Daily hospital allowance

we cover just what you need. no more, no less

Sompo PA Ease

Allied World Personal Accident

PA Star

PA Junior

FAQ

Q:Do I need to go for any medical examination?

No. You will be accepted based on your health declarations on the attached Application Form.

Q:Are all Personal Accident plans the same?

Most likely not. You will need to look out for differences in Definitions, Extensions, Table of Benefits for Permanent Disablement and Exclusions. For example, our ‘Accident’ definition is wider than many other policies as it does not require the accident to be violent, visible or external.

Q:What is this Free Look Benefit? Will I be entitled to premium refund if I need to cancel the policy?

Enjoy 14 days ‘Free Look’** from the day you receive your insurance policy. If the policy is not suitable for you, you can arrange to cancel your policy within this period and receive a full refund on the payment made, no questions asked! Beyond the ‘Free Look’ period, we will refund you the balance premium after deducting our customary short-term premium or minimum premium provided no claim has been made under the policy.

** This is not applicable to renewals

Section	Benefit	Plan 1 Per Insured Person	Plan 2 Per Insured Person	Plan 3 Per Insured Person
A	Accidental Death	$50000.00	$100000.00	$150000.00
B	Permanent Disablement (per Policy Year)	$75000.00	$150000.00	$225000.00
C	Coma (once per lifetime)	$5000.00	$10000.00	$15000.00
D	Medical Expenses(per Accident) *Sublimit for treatment by a Specialist at Specialist clinics and physiotherapy	$1000.00 $500.00	$2000.00 $1000.00	$3000.00 $1500.00
E	Ambulance Fees (per Accident)	$100.00	$150.00	$200.00
F	Infectious Disease Cover^ (for sections A to E)	Per Section Limits	Per Section Limits	Per Section Limits

Allied World Personal Accident
TOP Features	Plan 1	Plan 2	Plan 3	Plan 4
Accidental Death	$50,000.00	$100,000.00	$200,000.00	$500,000.00
Permanent Total Disablement	Up to $50,000	Up to $100,000	Up to $200,000	$500,000.00
Weekly Benefit for Temporary Total Disablement to the Insured up to 104 weeks	Up to $50	Up to $100	Up to $200	Up to $500
Accidental Medical Expenses for in-hospital or out-patient treatment	Up to $1,500	Up to $3,000	Up to $5,000	Up to $10,000
Traditional Chinese Medicine (TCM) Expenses	Up to $750	Up to $750	Up to $750	Up to $750
Prosthetics and Mobility Aid	Up to $1,000	Up to $2,000	Up to $2,000	Up to $2,000
Medical Report Cost	Up to $100	Up to $100	Up to $100	Up to $100
Ambulance Cost	Up to $500	Up to $500	Up to $500	Up to $500

Sompo PA Star
TOP Features	Deluxe	Elite	Elite Plus	Elite Max
Accidental Death (AD)	Up to $100,000	Up to $200,000	Up to $500,000	Up to $1,000,000
Medical Expenses per accident	Up to $3,000	Up to $4,000	Up to $7,000	Up to $7,500
Daily Hospitalisation Allowance	Up to $100	Up to $150	Up to $300	Up to $400
Weekly Income Benefit	Up to $100	Up to $200	Up to $400	Up to $500
Full Terrorism Cover in aggregate for above sections	Up to $100,000	Up to $200,000	Up to $300,000	Up to $500,000
Family/Parental Allowance (per month) *for 12 months in the event of Accidental Death	Up to $2,000	Up to $3,000	Up to $3,000	Up to $3,000
The above is a summary of coverage and does not constitute the full details fo the policy terms and conditions.

SOMPO PA JUNIOR
TOP Features	BUNNY	TEDDY	JUMBO
Insured Adult Person (under age 75 years)	Up to $10,000	Up to $35,000	Up to $50,000
Medical Expenses (Per Accident) Treatment by Chinese Physician and Chiropractor	Up to $1,500 Up to $100	Up to $4,000 Up to $150	Up to $6,000 Up t0 $200
Daily Hospital Allowance(Accident)	Up to $50 per day	Up to $75 per day	Up to $100 per day
Daily Hospital Allowances (Infectious Diseases)	N.A	Up to $75per day	Up to $100 per day
Get Well Benefit (Infectious Diseases)	N.A	Up to $30 per day	Up to $50 per day
Reconstructive Surgery due to Accident	N.A	Up to $10,000	Up to $15,000

Personal Accident - Peoples Insurance Brokers